Protect Your Property with Comprehensive Flood Insurance

Anyone who lives in an area prone to flooding should consider purchasing flood insurance. This includes those who live in coastal areas, near rivers or lakes, or in areas with a history of flooding. Even if you don’t live in a high-risk flood zone, it’s still possible for your home or business to flood, so it’s a good idea to be prepared.

No, flood insurance only covers damage caused by flooding. Other types of water damage, such as a burst pipe or a leaky roof, are typically covered by homeowners or business insurance.

To file a claim for flood damage, contact your insurance agent. Be sure to document the damage with photographs and keep any receipts for repairs or replacements.