Choose TMT Insurance for your Austin home insurance policy.
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How Much is Home Insurance in Austin, TX?
Save an average of $1,018 per year on your home insurance in Austin, TX with TMT Insurance. Our customers are paying just $1020 annually, well below the city’s average of $2,038. Don’t miss out on a policy tailored to your unique needs. Contact TMT Insurance today and invest in the right coverage at the right price!
Average Cost of Homeowners Insurance in Austin, TX
Here are the average annual premiums (including wind coverage) for dwelling coverage levels in Austin, TX:
$75k Dwelling: $1,243
$150k Dwelling: $1,781
$200k Dwelling: $2,031
$350k Dwelling: $3,097
*Please note that these averages are based on quotes for homeowners with brick homes aged between 10-34 years, sourced from Help Insure and Texas Department of Insurance.
Discover Your Ideal Home Insurance in Austin, TX
Your home is unique, and so should be your insurance. With many factors influencing the cost, the primary one is the coverage tailored to your needs. Let our expert agents work closely with you to select the right options and ensure optimum protection. Choose a policy that fits, and stay safeguarded.
Zip Codes in Austin, TX That We Insure:
| 73301 | 78711 | 78722 | 78733 | 78746 | 78758 | 78772 |
| 73344 | 78712 | 78723 | 78734 | 78747 | 78759 | 78773 |
| 78681 | 78713 | 78724 | 78735 | 78748 | 78760 | 78774 |
| 78701 | 78714 | 78725 | 78736 | 78749 | 78761 | 78778 |
| 78702 | 78715 | 78726 | 78737 | 78750 | 78762 | 78779 |
| 78703 | 78716 | 78727 | 78738 | 78751 | 78763 | 78783 |
| 78704 | 78717 | 78728 | 78739 | 78752 | 78764 | 78799 |
| 78705 | 78718 | 78729 | 78741 | 78753 | 78765 | |
| 78708 | 78719 | 78730 | 78742 | 78754 | 78766 | |
| 78709 | 78720 | 78731 | 78744 | 78755 | 78767 | |
| 78710 | 78721 | 78732 | 78745 | 78756 | 78768 |
If you don’t find your zip code listed, no need to worry. We’ve got your back as long as you’re in Texas!
Top benefits of home insurance in Austin, TX
Dwelling Coverage ensures your peace of mind by potentially covering the repair or rebuilding costs of your home's physical structure if damaged by events like a house fire or tornado. Trust in this essential protection for your most valuable asset.
Landlords may have the option to buy optional liability coverage for the unique risks posed by tenant-occupied dwellings. Every home is different and TMT Insurance understand that the coverage needs of homeowners to protect their homes will also be unique.
Personal Liability Coverage is vital protection for homeowners, offering a shield when someone's injured or property is damaged due to your fault. Tailoring the coverage to your earnings and assets ensures that you're adequately protected against potential lawsuits. Secure your financial future by choosing the right Personal Liability Coverage for your needs.
Personal Property Insurance safeguards what you cherish most—your belongings, from clothes and electronics to furniture and sentimental valuables. Should they become lost, stolen, or destroyed due to a covered event, this coverage helps you replace them. Secure your cherished possessions with Personal Property Insurance, and enjoy peace of mind knowing they're protected.
If you own valuable possessions like jewelry, fine art, antiques, or collectibles, consider additional coverage to fully protect them. Your standard home insurance may only cover these treasures up to a certain limit. Don't leave your valuables at risk; enhance your protection today.
Should your home become unlivable due to a covered peril, additional living expenses can quickly add up. Coverage for these unexpected costs ensures you can comfortably stay in a hotel or other accommodations while your home is assessed, restored, or rebuilt. Invest in this essential protection and maintain your peace of mind.
TMT Insurance: Austin's Top Choice for Home Insurance
Nestled in the heart of Texas, Austin is a lively city renowned for its music scene, tech innovation, and stunning natural landscapes like Barton Springs and Lady Bird Lake. From the historic Texas State Capitol to the bustling Sixth Street entertainment district, Austin’s blend of Southern charm and modern energy welcomes visitors to explore and embrace all that this unique destination has to offer. Experience the warmth and creativity that make Austin, the “Live Music Capital of the World,” truly one-of-a-kind. TMT Insurance is proud to be one of the leading home insurance carriers for the city of Austin.
Austin residents consistently choose TMT Insurance for their home insurance needs, and for good reason. Offering policies from over 20 different carriers, we specialize in finding the best coverage at the lowest price. Our focus is on you, with thousands of satisfied customers to prove our commitment to amazing customer service. Experience the winning combination that makes us Austin’s preferred home insurance provider, every single day.
Top neighborhoods in Austin, TX
Avery Ranch - a haven of quality living
Avery Ranch, located just 20 miles from Downtown Austin, is a haven of quality living. Nestled in North Austin’s lush landscape, near Cedar Park, it offers unparalleled Hill Country views and award-winning schools in both Round Rock ISD and Leander ISD. With over 4,000 affordable homes, families find a thriving community enriched with outdoor activities, a premier 18-hole golf course, and a 60-acre lake. At Avery Ranch, exceptional value meets a neighborhood atmosphere that prioritizes connection and well-being.
Circle C Ranch - epitome of luxury living
Discover Circle C Ranch in Southwest Austin, a luxurious haven offering over 4,000 diverse homes to suit all tastes. From the prestigious Grey Rock Golf Club to scenic hike and bike trails and community pools, the amenities are abundant and inviting. Shaded by grand live oaks and enriched by thriving local businesses, it’s a vibrant community. With schools from the Austin Independent School District within reach, it’s perfect for families. Choose Circle C Ranch, where elegance meets convenience, and make it your home.
Westlake Hills - a gem of Austin's Texas Hill
Discover West Lake Hills, Austin’s exclusive enclave, where luxury homes meet natural beauty. Just minutes from Downtown and Lake Austin’s recreational activities, accessibility is a key feature. Whether exploring nearby parks like Barton Creek Wilderness or teeing off at Lions Municipal Golf Course, outdoor delights are abundant. With major companies like Apple nearby, West Lake Hills is not just a place to live; it’s a vibrant community. Embrace the elegance and make Westlake your home today.
Downtown - Experience the vibrant pulse of city life
Embrace the allure of Downtown Austin, where luxury condos averaging over 1,500 square feet offer a blend of urban sophistication and relaxed elegance. Enjoy endless outdoor activities at Lady Bird Lake and Zilker Park, from paddle boarding and kayaking to exploring enchanting gardens. As day turns to night, Downtown Austin comes alive with buzzing music venues, exquisite dining, and vibrant streets that keep the city energized into the early hours. Choose Downtown Austin for a luxurious, active lifestyle that’s in tune with your rhythm.