Save on Home Insurance in Houston, TX

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    Choose TMT Insurance for your Houston home insurance policy.

    What customers say about us

    TMT Insurance Bellaire
    Based on 160 reviews
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    Van DangVan Dang
    02:08 10 Aug 23
    I’ve been with TMT insurance for 6 years now.I’m so please with the level of care service they provide and Ly Ly Tran the one help me she so excellent and so helpful…thank you for everything.
    Nguyen Van Minh (Minh)Nguyen Van Minh (Minh)
    16:17 31 Jul 23
    Ms Ly is a great representative, she is a very strong customer focus person !
    Nhan NguyenNhan Nguyen
    07:35 31 Jul 23
    I recently had the pleasure of experiencing TMT Insurance's services, and I must say that my overall experience has been nothing short of exceptional. As a cautious individual, securing the right insurance policy for my needs was of utmost importance, and TMT Insurance did not disappoint.
    Trang NguyenTrang Nguyen
    15:46 19 Jul 23
    I strongly recommend. Excellent customer service.Ms. Ly is very nice, helpful and knowledgeable. I definitely ask for her.
    Diemthuy BuixuanDiemthuy Buixuan
    02:25 19 Jun 23
    I am so impressed with the phenomenal service that I have been receiving from TMT Insurance. All the agents I have worked with are so dedicated, enthusiastic and very knowledgeable. I particularly cannot thank Vinh, Loc, and Duc enough for their patience and hard work so that we could get enrolled and then received our insurance coverage in a timely manner. I truly trust their services and definitely will highly recommend them to my friends.
    minh taiminh tai
    21:14 11 Jun 23
    Emmie is working very hard and professional. She was explained very detail, if you have any questions and she always to making sure any customers to understand about policies, terms and conditions. thanks for did a good job as in charge for car insurances systems ❤️
    Moutaz M.Moutaz M.
    22:08 20 Apr 23
    I’ve been with TMT insurance for the 8 years now. I’m so please with the level of care and service they provide. Recently I had some issues with my insurance and it was difficult to resolve directly with the insurance company. I called TMT and Representative Ly was so kind and helpful to help me out sort out the issues and change my plan to a better one. Thank you Ly for your assistance. Next time I know who to ask for.
    quan lequan le
    17:49 13 Apr 23
    Hi everybody,My name Quan Le,I wanted to take a moment to express my gratitude for the exceptional after-sale service that I received from TMT Insurance I recently had an issue and your team went above and beyond to help resolve the issue in a timely and professional manner.I was particularly impressed with Ms. Ngan who made the experience all the more positive. Your team's dedication to ensuring customer satisfaction is truly commendable, and it is evident that you take pride in your work.Thank you once again for your outstanding service. I will not hesitate to recommend your company to others, and I look forward to doing business with you again in the future.Best.

    How Much is Home Insurance in Houston, TX?

    Imagine keeping an extra $1,075 every year in your pocket just by choosing TMT Insurance for your home in Houston, TX. Our smart customers are already paying only $1,000 per year – way less than the city’s usual $2,075 average.

    Don’t let this opportunity slip away! We’re all about giving you a plan that fits you perfectly. Reach out to TMT Insurance today and get the best coverage for the right price. Don’t miss out on this chance to save big while getting the protection you need!

    Average Cost of Homeowners Insurance in Houston, TX

    Here are the average annual premiums (including wind coverage) for dwelling coverage levels in Houston, TX:

    $75k Dwelling: $1,309

    $150k Dwelling: $1,846

    $200k Dwelling: $2,060

    $350k Dwelling: $3,084

    *Please note that these averages are based on quotes for homeowners with brick homes aged between 10-34 years, sourced from Help Insure and Texas Department of Insurance

    Key Factors Influencing Home Insurance Rates in Houston, TX

    Location: The location of your home is a significant factor. Properties located in areas prone to natural disasters like hurricanes, floods, and windstorms might have higher premiums.

    Flood Zone: Houston is known for its flood risks. Properties located in flood-prone areas will likely have higher premiums. Flood insurance might be a separate policy.

    Hurricane Risk: Houston’s susceptibility to hurricanes and tropical storms can impact rates, especially if your home is close to the coast.

    Construction and Age of Home: The age, construction materials, and structural features of your home influence rates. Newer and more durable homes might have lower premiums.

    Home Value: The replacement cost or market value of your home affects insurance rates. More expensive homes typically require higher coverage limits.

    Home Security and Safety Features: Having security systems, smoke detectors, fire alarms, and other safety measures can lead to discounts.

    How to save Money on home insurance in Houston, TX

    Bundle Policies: Consider bundling your home insurance with other policies like auto insurance from the same provider. Many insurers offer discounts for bundling multiple policies.

    Improve Home Security: Installing security systems, smoke detectors, fire alarms, and deadbolts can reduce your risk of losses and qualify you for discounts.

    Home Maintenance: Regularly maintain your home’s roof, plumbing, electrical systems, and other critical components. Insurance companies may offer discounts for well-maintained homes.

    Upgrade Roof and Windows: Reinforce your roof and install impact-resistant windows, especially important in hurricane-prone areas like Houston. These upgrades can earn you discounts.

    Flood Insurance: Consider purchasing separate flood insurance if you’re in a flood-prone area. Standard home insurance policies typically don’t cover flood damage.

    Prime Selection for Home Insurance in Houston: TMT Insurance

    Nestled in the southeastern part of Texas, Houston stands as a vibrant metropolis celebrated for its diverse culture, thriving economy, and remarkable attractions. From the iconic Space Center Houston to the sprawling Museum District, the city offers a blend of innovation and history that captivates both residents and visitors. As the fourth-largest city in the United States, Houston is a testament to its economic prowess and cutting-edge architecture. TMT Insurance takes pride in serving as a leading provider of home insurance for the dynamic and ever-evolving city of Houston.

    home insurance houston tx 1 - TMT Insurance 2023
    TMT Insurance Bellaire

    Houston residents have consistently chosen TMT Insurance for their home insurance needs, forging a strong bond based on unwavering trust and unparalleled service. What sets TMT Insurance apart is more than just its range of policies; it’s the assurance that comes with knowing you’re in the hands of experts who understand the unique needs of Houston homeowners. With a deep understanding of the city’s diverse neighborhoods and risk factors. TMT Insurance crafts insurance solutions that cater to the specific demands of Houston’s ever-evolving housing landscape.

    Top Places to live in Houston, TX

    Memorial: Best for families

    Nestled at the cusp of suburbia and city life, Houston’s Memorial neighborhood is a haven of amenities and comfort. Consistently ranked among Houston’s best places to live, Memorial delights with a harmonious blend of traditional and contemporary homes, all surrounded by verdant forests and top-tier parks. From diverse architecture to excellent healthcare, from bustling cafes to fine dining, and from affordable housing to two Grade A school districts, Memorial has it all. Add to that a vibrant nightlife, a country club, and a golf course, all just a 20-minute drive from Downtown Houston—Memorial truly is the epitome of balanced living.

    home insurance houston tx Memorial - TMT Insurance 2023

    Downtown: Best for accessibility & entertainment

    Downtown Houston is not just the city’s commercial epicenter—it’s a vibrant living space that puts you right in the heart of excitement and convenience. From iconic parks and concert venues to major conference centers, Unique to this area, you’ll find comprehensive amenities like medical, worship, and fitness centers all within reach. Boasting easy and accessible transportation options, you could even go car-free! Beyond its skyscrapers, Downtown offers a rich cultural scene, featuring indie restaurants, lively bars, the city’s theater district, and bustling public parks that frequently host events.

    home insurance houston tx Downtown - TMT Insurance 2023

    Museum District: Best for architecture

    Situated just south of Midtown, the Museum District stands as one of Houston’s crown jewels—a perfect blend of architectural elegance, modern luxury, and cultural richness. Home to 19 unique museums, including the Children’s Museum Houston and the Houston Zoo, this area is a mecca for enthusiasts of art, history, science, and culture. Complementing its cultural bounty is Hermann Park, a lush oasis making up nearly half of the neighborhood’s landscape. Beyond its aesthetic and intellectual appeal, the Museum District boasts a walkable layout and convenient public transportation, set against a backdrop of tranquility, community spirit, and lush greenery.

    home insurance houston tx Museum District - TMT Insurance 2023

    Bellaire: Best for small-town living

    Bellaire, often referred to as the “City of Homes,” holds a prominent position among Houston’s finest residential areas. Nestled within Harris County, as part of the greater Houston-Sugar Land-Baytown metropolitan region, Bellaire boasts an exclusively residential environment characterized by majestic oaks and custom-designed residences. This neighborhood emanates the allure of a close-knit town, featuring a charming downtown area with a diverse range of shopping and dining establishments.

    home insurance houston tx Bellaire - TMT Insurance 2023