Medical Insurance
Designed for people aged 65 and older, younger people with disabilities, and those suffering from End Stage Renal Disease, but offers expanded services.
Benefits of Medical Insurance
Comprehensive Coverage: Expands coverage by covering prescription drugs, vision, dental, and hearing services, which are excluded by traditional Medicare.
Coordination of Care: Typically offers coordinated care, with a primary care physician managing and coordinating all aspects of a patient’s healthcare. This can lead to more efficient and streamlined medical services.
Benefits of Medical Insurance
Integrated Coverage: Often combines hospital (Part A), medical (Part B), and prescription drug (Part D) coverage into a single plan. This simplifies the administration of benefits and reduces the need for multiple insurance policies.
Prescription Drug Coverage: Many Medical Insurance plans include prescription drug coverage (Part D). This is beneficial for those who need medications, as it can help manage drug costs and ensure access to necessary medications.
Out-of-Pocket Maximums: Medical Insurance plans typically have annual out-of-pocket maximums, limiting the amount you have to spend on covered services in a given year. Once you reach this maximum, the plan covers all additional covered costs for the rest of the year.
How to Choose a Medical Insurance Plan
Follow these general steps to help you find the Medical Insurance Plan that works for you.
ASSESS
NEEDS
Assess your health needs and consider current health status, medications, and anticipated medical needs.
CHECK FOR
YOUR
PREFERENCE
REVIEW
COMPARE
CONSIDER
HIGHER RATED
PLANS
LICENSED
INSURANCE
BROKER
No Matter What Your Goals Are, We Have Insurance Policies to Support You
We work closely with you to choose from a range of insurance products (all with tax advantages) and customize them to protect what you value most.
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Short-Term Medical Insurance
Bridge the gap in coverage with TMT Insurance's Short-Term Medical plans. Affordable, flexible protection for your health needs. Get covered today!
Supplemental Insurance
Enhance your coverage with TMT Insurance's Supplemental plans. Extra protection for life's unexpected moments. Strengthen your financial security today!
Term Life Insurance
Secure your family's future with TMT Insurance's Term Life plans. Affordable coverage, peace of mind for the years ahead. Protect what matters most today!
Whole Life Insurance
Ensure lifelong protection with TMT Insurance's Whole Life plans. Build cash value while securing your family's future. Invest in lasting peace of mind today!
Universal Life Insurance
Achieve flexible, lifelong protection with TMT Insurance's Universal Life plans. Secure your future and build cash value with customizable coverage. Start planning today!
Pre-Need Funeral Plans
Plan ahead with TMT Insurance's Pre-Need Funeral Plans. Ease the burden on your loved ones with affordable, personalized coverage. Secure peace of mind for the future today!
College Funds
Invest in your child's future with TMT Insurance's College Funds. Start saving today for a brighter tomorrow and ensure their education is secure. Plan ahead with confidence!
Home Insurance
Protect your home with TMT Insurance's comprehensive Home Insurance plans. Safeguard your property and belongings with coverage you can trust. Secure peace of mind today!
Auto Insurance
Drive with confidence using TMT Insurance's Auto Insurance plans. Get comprehensive coverage for your vehicle and protection on the road. Secure your peace of mind today!
Flood Insurance
Protect your property from the unexpected with TMT Insurance's Flood Insurance. Comprehensive coverage for peace of mind during any storm. Secure your home today!
Dental and Vision Insurance
Dental and vision insurance help offset the costs of dental care and eye-related expenses, respectively.
Travel Insurance
Travel insurance protects travelers against trip cancellations, medical emergencies, lost luggage, and other mishaps that may occur during their journey.
Group Insurance
Group insurance provides coverage for a group of individuals, typically members of an organization, or employees of a company.
Commercial Insurance
Commercial insurance is designed to provide financial protection against unexpected events that could negatively impact your business.
Annuity
Plan for a worry-free retirement with a steady income stream. Discover TMT Insurance's annuity plans tailored to your needs. Secure your financial future today!
Frequently Asked Questions
Many Medicare Advantage plans include prescription drug coverage (Part D). It’s essential to review the plan’s formulary to ensure your medications are covered.
Medicare Advantage combines Part A and Part B coverage into a single plan, often with additional benefits. Unlike Original Medicare, MA plans may have network restrictions, and beneficiaries may need to use network providers for lower costs. Medicare Advantage combines Part A and Part B coverage into a single plan, often with additional benefits.
It depends on the plan. Some MA plans have networks, and using out-of-network providers may result in higher costs. It’s important to check whether your preferred providers are in the plan’s network.
Many Medicare Advantage plans include prescription drug coverage (Part D). It’s essential to review the plan’s formulary to ensure your medications are covered.
Medicare Advantage combines Part A and Part B coverage into a single plan, often with additional benefits. Unlike Original Medicare, MA plans may have network restrictions, and beneficiaries may need to use network providers for lower costs.Medicare Advantage combines Part A and Part B coverage into a single plan, often with additional benefits.
It depends on the plan. Some MA plans have networks, and using out-of-network providers may result in higher costs. It’s important to check whether your preferred providers are in the plan’s network.
