See your Massachusetts health insurance coverage options now.

Find affordable individual and family plans, small-group, short-term.

View our comprehensive guides to coverage in Massachusetts

How Do I Know If I Need Life Insurance?

Losing a loved one can be a difficult time, both emotionally and financially. It can be especially challenging for those who are grieving to gather the necessary funds to cover the expenses associated with burial or final arrangements. To ease this burden, life insurance can be beneficial as it covers medical bills, burial costs, and other debts that may arise after your demise. You may want to consider life insurance if you have any of the following concerns:

  • Age: If you are getting older, you may want to provide for your loved ones after you are gone.
  • Assets: If you want the insurance money to pay off any debts you owe, it can simplify the process of transferring your assets to the intended beneficiaries.
  • Future Financial Support: If others depend on you for financial support, life insurance can provide for their care, maintenance, education, and other expenses even after you are no longer there to support them.

Frequently asked questions about health insurance coverage options in Massachusetts

Yes, health insurance is mandatory in Massachusetts. The state has implemented an individual mandate, which requires most residents to have health insurance coverage or face penalties on their taxes.

Massachusetts residents can obtain health insurance through employer-sponsored plans, government programs like MassHealth (Medicaid) and Medicare, individual plans purchased through the Health Connector, or private insurance brokers.

The Health Connector is the state’s health insurance marketplace in Massachusetts. It is a state-based exchange where individuals and families can compare and purchase health insurance plans. It also provides information about eligibility for public assistance programs and financial assistance options.

To apply for health insurance in Massachusetts, you can visit the Health Connector website ( or call their customer service center. You can also work with a certified enrollment counselor or insurance agent who can assist you with the application process.

Yes, there are financial assistance programs available to help make health insurance more affordable for eligible individuals and families in Massachusetts. These programs include premium tax credits and cost-sharing reductions for those who qualify based on income and household size.

Plans are available from top health insurance companies and may include:​