TMT Terms of Services
TMT Insurance is dedicated to delivering strong, reliable, and forward-thinking solutions for your most significant financial decisions, while ensuring the highest standards in protecting your personal data.
Corporate Privacy Principles:
We obtain data directly from you and other lawful sources. The specific information collected depends on our relationship and may include your name, contact details, usage information, preferences, demographics, and interests. For online visitors, we might record your IP address, operating system type, visit duration, referral sources, and the pages you view. This data helps us enhance our site and improve your experience.
We limit our collection to information essential for providing products and services, conducting business, and better understanding your needs. We maintain accurate, up-to-date records and retain your data only as long as necessary for its intended purpose or as legally permitted.
Your personal information is used solely for the purposes for which it was collected, any additional purposes you consented to, or as required by law. This can include sharing data with reinsurers, agents, representatives, or service providers. In cases where it’s lawful, your information may also be transferred to jurisdictions outside the collection area, subjecting it to local regulations. Rest assured, we do not share your data with external organizations for their marketing purposes without your explicit consent.
- We aim to keep our records of your personal information as accurate and up to date as is necessary to fulfill the purposes for which it is used.
- In some cases, and where allowed by law, we may share your information within the TMT group of companies in order to provide you with offers for other products or services.
- You may opt out of receiving those offers. We may analyze your information to better understand your needs and what products, services, and promotions may be of interest to you.
How we use personal information?
- We only use or disclose your personal information for the reasons it’s collected, for other purposes you consent to, or when it is required or allowed by law.
- This may include sharing personal information with reinsurers, with our agents or representatives or with our service providers.
- In some cases, and where allowed by law, your personal information may be provided to these people, organizations, service providers and Manulife employees in jurisdictions other than where it was collected and would therefore be subject to the laws of those jurisdictions.
- We will not share your personal information, without your consent, with any organization outside our group of companies for the purpose of that organization marketing its products or services to you.
- We will keep your personal information only as long as needed to satisfy the purposes for which it was collected or as required or allowed by law.
- We aim to keep our records of your personal information as accurate and up to date as is necessary to fulfill the purposes for which it is used.
- In some cases, and where allowed by law, we may share your information within the TMT group of companies in order to provide you with offers for other products or services.
- You may opt out of receiving those offers. We may analyze your information to better understand your needs and what products, services, and promotions may be of interest to you.
Safeguards
- We will protect personal information with security safeguards that are appropriate to the sensitivity of the information, in order to protect it from unauthorized access, release, modification or use.
- We are responsible for personal information in our possession, including information transferred to service providers who perform duties on our behalf.
- When we share personal information with our service providers, they must protect it in ways that are consistent with our privacy policies and practices.
- We are committed to handling the personal information under our control with care.
- We have designated individuals who are responsible for monitoring our ongoing compliance with these Corporate Privacy Principles.
- We will make information about our privacy policies and practices for managing your personal information available to you.
- Upon your written request, we will provide you with reasonable access to your personal information and a description of its use or disclosure, as required or permitted by law.
- You may also verify the accuracy and completeness of your information, and request that it be amended or deleted, if appropriate or permitted by law.
If you have any questions about this Terms of Services, you can contact us by sending us a message here.
