Travel Insurance

Travel insurance protects travelers against trip cancellations, medical emergencies, lost luggage, and other mishaps that may occur during their journey. It provides financial reimbursement and assistance to give travelers peace of mind while away from home.

Types of Travel Insurance

  • Trip Cancellation Insurance: Provides reimbursement for non-refundable expenses if you have to cancel your trip due to unforeseen circumstances.
  • Travel Medical Insurance: Provides coverage for medical expenses while traveling.
  • Emergency Medical Evacuation Insurance: Covers the cost of emergency medical evacuation and transportation to a medical facility in case of a serious illness or injury.
  • Baggage and Personal Belongings Insurance: Covers the loss or damage of your luggage and personal belongings while traveling. 
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Benefits of Travel Insurance

  • Peace of Mind: Knowing that you’re covered in case of an unexpected event can help you enjoy your trip with greater peace of mind.
  • Financial Protection: Travel insurance can provide reimbursement for non-refundable expenses and cover medical expenses, that can help protect your finances.
  • Emergency Assistance: Many travel insurance plans provide 24/7 emergency assistance, which can be invaluable if you need help while traveling.
  • Convenience: Travel insurance can provide a convenient way to purchase multiple types of coverage in one package.

How to Choose Travel Insurance

Follow the steps below to find a travel insurance that covers your needs. 

1
sreas

CONSIDER
DESTINATION
RISKS

Consider the risks associated with your destination, such as natural disasters or political unrest.
2
aasss

RESEARCH
PROVIDERS

Look for reputable insurance companies with positive reviews and ratings, and compare their policy options focusing on coverage limits, exclusions, and benefits. Check the ease of contacting customer support and the efficiency of their claims process.

3
25

COVERAGE
FOR
PRE-EXISTING
CONDITIONS

If you have a pre-existing medical condition, it may be necessary to choose a plan that offers more extensive medical coverage.
4
7

READ THE FINE PRINT

Look at the costs associated with each plan, including premiums, deductibles, and coverage limits.

No Matter What Your Goals Are, We Have Insurance Policies to Support You

We work closely with you to choose from a range of insurance products (all with tax advantages) and customize them to protect what you value most.

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Short-Term Medical Insurance

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Universal Life Insurance

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Home Insurance

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Drive with confidence using TMT Insurance's Auto Insurance plans. Get comprehensive coverage for your vehicle and protection on the road. Secure your peace of mind today!

Flood Insurance

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Dental and vision insurance help offset the costs of dental care and eye-related expenses, respectively.

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Group insurance provides coverage for a group of individuals, typically members of an organization, or employees of a company.

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Commercial insurance is designed to provide financial protection against unexpected events that could negatively impact your business.

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Frequently Asked Questions

Travel insurance policies can vary, but most provide coverage for medical emergencies, trip cancellations and interruptions, lost or delayed luggage, emergency medical evacuation, and personal liability. Some policies may also offer coverage for adventure activities and sports.

It’s recommended to buy travel insurance as soon as possible after booking your trip, as some policies may have specific coverage limitations or requirements that need to be met. Purchasing insurance early can also help you avoid potential gaps in coverage.

Most travel insurance policies come with a free-look period, which allows you to cancel your policy and receive a full refund within a specified timeframe (usually 10-14 days) after purchasing the policy. After the free-look period, cancellation fees may apply, and refunds may be prorated based on the length of coverage.

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