Travel insurance policies can vary, but most provide coverage for medical emergencies, trip cancellations and interruptions, lost or delayed luggage, emergency medical evacuation, and personal liability. Some policies may also offer coverage for adventure activities and sports.
It’s recommended to buy travel insurance as soon as possible after booking your trip, as some policies may have specific coverage limitations or requirements that need to be met. Purchasing insurance early can also help you avoid potential gaps in coverage.
Most travel insurance policies come with a free-look period, which allows you to cancel your policy and receive a full refund within a specified timeframe (usually 10-14 days) after purchasing the policy. After the free-look period, cancellation fees may apply, and refunds may be prorated based on the length of coverage.