Home Insurance
Coverage Types
Dwelling Coverage: provides protection for the physical structure of your residence.
Personal Property Coverage: protects your personal belongings inside your home.
Liability Coverage: protects you from legal and medical expenses in the event of an accident on your property.
Additional Living Expenses Coverage: covers the costs associated with living in alternative accommodation while your home is being repaired.
Benefits of Home Insurance
- Financial Protection: Home insurance helps you recover financially in the event of damage to your home or personal belongings.
- Liability Protection: Home insurance covers you from legal and medical expenses.
- Peace of Mind: Rest easy knowing that you are covered in the event of unexpected events.
- Additional Living Expenses: Home insurance can help cover the costs associated with living in alternative accommodation while your home is being rebuilt.
How To Choose a Home Insurance Plan
Follow the steps below to find the home insurance plan that works for you.
ASSESS
THE VALUE
EXPLORE
REPUTABLE
PROVIDERS
KNOW THE
COVERAGE
TYPES
ALIGN COVERAGE
WITH VALUE OF
POSSESSIONS
ASK FOR
DISCOUNTS
UNDERSTAND
DEDUCTIBLE
AMOUNTS
PERIODICALLY
REVIEW & UPDATE
LICENSED
INSURANCE
BROKER
Frequently Asked Questions
Home insurance covers damages to your home and personal belongings, as well as provides liability protection in the event of an accident on your property.
No, flood insurance is typically offered as an additional coverage option.
You can lower your home insurance premiums by increasing your deductible, maintaining a good credit score, bundling your insurance policies, and installing safety features in your home.