Frequently Asked Questions

Explore our Frequently Asked Questions to find clear and concise answers about our insurance products, coverage options, and the claims process. Your queries matter to us, and we’re here to provide the information you need for a confident and informed insurance experience.

General Questions

Our full range of insurance products include the following:

  • Health
  • Life
  • Home and auto
  • Dental and vision
  • Group
  • Commercial
  • Retirement insurance plans

As the third fastest growing insurance company in Texas, we work with a diverse network of carriers to give you the best coverage at the right price.

Getting a free quote is easy! You can call us at 832.770.9075 or stop by our office. Our best-in-class customer care and support team will discuss your needs, answer any questions you have, and provide you with a customized quote for insurance. Our hotlines are open all week, from 9 am to 6 pm Central Time.
Yes, our agents are experts in Obamacare health insurance plans and can help you review your options, check if you qualify for subsidies, and enroll in an ACA marketplace plan. We offer Obamacare health insurance plans from leading carriers Ambetter, BlueCross Blue Shield, Molina Healthcare, Cigma, Community Health Choice, Wellcare, Amerigroup Real Solutions, Devoted, United Healthcare, and Aetna.
TMT Insurance serves clients throughout the greater Houston area including Bellaire, Cypress, Katy, Sugar Land, Spring, The Woodlands, and more. We are conveniently located in Houston on Bellaire Blvd west of the 610 loop.
We also serve Amarillo, Lubbock, Big Spring, Midland, Odessa, Abilene, Fort Worth, Dallas, Waco, Tyler, Austin, Galveston, and Corpus Christi.
We make paying for your insurance plans easy. We accept payment by cash, check, credit card, debit card, and online payments. We can set up monthly billing so you can pay for your premiums over time rather than all at once.
Affordable Care Act (ACA) plans, more commonly known as Obamacare plans, are required to cover a range of preventive services without imposing any cost-sharing requirements, such as copayments or deductibles.These guidelines include screenings, vaccinations, and other interventions that are deemed effective in preventing or detecting health conditions.
All plans are required to cover pre-existing conditions.
In general, plans are not required to cover care received from a non-network provider, unless they are for emergency services. In this case, in-network cost-sharing will apply.
Every carrier will provide a link on the Marketplace website to its provider directory. You may also call our hotline to get a list specific to your home zip code.
Lawfully-present immigrants can get coverage and may qualify for premium tax credits.This includes green card holders, asylees, refugees and more.

Our full range of insurance products include the following:

  • Health
  • Life
  • Home and auto
  • Dental and vision
  • Group
  • Commercial
  • Retirement insurance plans

As the third fastest growing insurance company in Texas, we work with a diverse network of carriers to give you the best coverage at the right price.

Getting a free quote is easy! You can call us at 832.770.9075 or stop by our office. Our best-in-class customer care and support team will discuss your needs, answer any questions you have, and provide you with a customized quote for insurance. Our hotlines are open all week, from 9 am to 6 pm Central Time.

Yes, our agents are experts in Obamacare health insurance plans and can help you review your options, check if you qualify for subsidies, and enroll in an ACA marketplace plan. We offer Obamacare health insurance plans from leading carriers Ambetter, BlueCross Blue Shield, Molina Healthcare, Cigma, Community Health Choice, Wellcare, Amerigroup Real Solutions, Devoted, United Healthcare, and Aetna.

TMT Insurance serves clients throughout the greater Houston area including Bellaire, Cypress, Katy, Sugar Land, Spring, The Woodlands, and more. We are conveniently located in Houston on Bellaire Blvd west of the 610 loop.

We also serve Amarillo, Lubbock, Big Spring, Midland, Odessa, Abilene, Fort Worth, Dallas, Waco, Tyler, Austin, Galveston, and Corpus Christi.

We make paying for your insurance plans easy. We accept payment by cash, check, credit card, debit card, and online payments. We can set up monthly billing so you can pay for your premiums over time rather than all at once.

Affordable Care Act (ACA) plans, more commonly known as Obamacare plans, are required to cover a range of preventive services without imposing any cost-sharing requirements, such as copayments or deductibles.These guidelines include screenings, vaccinations, and other interventions that are deemed effective in preventing or detecting health conditions.

All plans are required to cover pre-existing conditions.

In general, plans are not required to cover care received from a non-network provider, unless they are for emergency services. In this case, in-network cost-sharing will apply.

Every carrier will provide a link on the Marketplace website to its provider directory. You may also call our hotline to get a list specific to your home zip code.

Lawfully-present immigrants can get coverage and may qualify for premium tax credits.This includes green card holders, asylees, refugees and more.

TOP 3

Insurance company in Texas

90%

Customer Satisfaction Rate

13,000+

Insurance and Tax Service Clients

Carriers

Tailor-made packages at competitive prices, courtesy of our carriers

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