Pre-Need Plans
Secure your peace of mind and ease the burden on your loved ones by investing in a Pre-Need Plan today. With a customized plan, you can lock in today’s prices and ensure a dignified farewell when the time comes.
Benefits of Pre-Need Plans
Cost Certainty: Pre-need plans allow individuals to lock in the cost of funeral services at today’s prices, protecting against future inflation. This provides financial predictability for both the individual and their family.
Reduced Decision-Making Stress: Planning in advance relieves grieving family members from the emotional stress of making important decisions during a challenging time. The individual’s wishes are already documented, easing the burden on loved ones.
Personalized Services: Pre-need plans enable individuals to specify their preferences for funeral services, including casket type, burial location, and any specific rituals or ceremonies. This ensures a personalized and meaningful farewell.
Benefits of Pre-Need Plans
Preventing Financial Burden: By pre-paying for funeral expenses, individuals can spare their family members from unexpected financial strain associated with funeral costs. This can be especially beneficial for those on a fixed income.
Customized Payment Plans: Pre-need plans often offer flexibility in payment options. Individuals can choose to pay in a lump sum or through installment payments, accommodating different financial situations.
Compliance with Final Wishes: By planning in advance, individuals can ensure that their final wishes are respected and carried out. This can include specific requests for the type of service, burial, or memorialization.
How To Choose a Pre-Need Plan
Follow these general steps to find a Pre-Need Plan that fits your needs and budget.
IDENTIFY
YOUR NEEDS
RESEARCH
REVIEWS &
RATINGS
REVIEW PLAN
UNDERSTAND
PAYMENT
STRUCTURE
LOOK FOR
FLEXIBILITY
PREPARE FOR
MEDICAL EXAM
UNDERSTAND
TERMS &
CONDITIONS
LICENSED
INSURANCE
BROKER
Frequently Asked Questions
Pre-need plans may cover a range of services, including funeral ceremony details, casket or urn selection, transportation, and other related arrangements. The specifics can vary by provider and plan.
If you move to a different location, check whether the pre-need plan is transferable. Some plans can be transferred to a different funeral home, while others may have restrictions.
Pre-need plan expenses are generally not tax-deductible. Consulting with a tax professional for personalized advice based on individual circumstances.